Enough is Enough

I've had enough!  Have you? It's time my family stops spending what we don't have.  We've mostly quit using credit cards when we got into BIG financial trouble years ago but we've never really stop spending.  We've been blessed to have gotten settlements from different sources but we've spent them all. 

With the new year about to start, it's time to quit!  Time to quit spending, time to quit feeling guilty about what I do buy, time to stop it all!!!

I hope you will help me, encourage me and share ideas of how we can do this together.